For Business Owners

We help business owners identify and prioritize the protection and financial strategies that are critical to the ongoing success of the business – throughout every stage of the business. Most businesses evolve through four distinct stages, Start-up, Growth, Maturity and Transfer. Depending upon the stage your business is in, there are different business planning needs that we can work together to help address.

Your business is your family’s lifeblood; a pillar in your community. Our goal is to help you stay focused on the task at hand – running your business – while together in concert with your trusted advisors, helping to create a financial road map for the longterm success of your business.

Our goal is to simplify the process and provide financial strategies for the business owner.

We can help:

  • Manage expenses while managing risk by analyzing your current plans and expenses
  • Plan for retirement with a review of your current plan to be sure that it is the best for you
  • Your employees by offering financial workshops
  • Offer business owner's insurance, as well as life, property, and liability
  • Create a customized estate plan so your business is secured for the future
  • Attract and reward top talent – and protect your business in the event that you lose one of them
  • Design a strategy to transition the business in the manner in which you choose
  • Protect your family and your business in the event something unexpected happens to you or one of your business partners
  • Manage the risk factors that could threaten the viability of your business
  • Identify the tax advantages available to you as a business owner

Risk Management

There are steps you can take as a business owner to help mitigate some of the risks that can threaten the viability of your business, such as:

  • Creating a cash reserve
  • Protecting the business from the loss of key employee
  • Protecting the business’ cash flow

Business Succession

This is the strategy for how you will transfer the business when one of the owners is ready to step down or if something unexpected happens to one of the owners. This includes:

  • Drafting and properly funding a buy-sell agreement
  • Identifying a successor to the business
  • Determining the value of the business

Personal Protection Planning

We help ensure that your protection planning extends beyond the business and to your family and heirs, including:

  • Protecting your income stream
  • Planning for retirement
  • Developing an estate plan

Employee Benefits

The importance of having benefit plans in place to encourage top talent to join the firm, stay loyal and keep the business ahead of the competition can never be overstated. This includes:

  • Offering employer-sponsored retirement plans
  • Providing selective benefit packages to top performers
  • Reviewing the ways to help manage the cost of employee benefit plans